Legal Tips and Articles

How to Start a Bankruptcy Forms Processing Service

2005-11-13T03:45:00.000-08:00

P R E S S R E L E A S E
For immediate release

How to Start a Bankruptcy Forms Processing Service

Work at home for bankruptcy attorneys nationwide. Documents are filed electronically online. Attorneys save money and drastically reduce their overhead expenses.

The majority of bankruptcy courts nationwide now require all documents to be filed electronically in PDF format. This has opened up an exciting opportunity for professionals to work from their home and draft Chapter 7 and Chapter 13 bankruptcy petitions for attorneys across the United States. The average consumer bankruptcy attorney operates on a very tight budget. Providing him or her with your service will not only lower their overhead costs but maintain consistency in their document preparation procedures.

A typical bankruptcy forms processing business might operate like this:

1. Client downloads or is emailed a set of Client Intake Forms in PDF format to print and fill out in the comfort of their own home.

2. Client will fax or email their completed forms to the attorney for review. If the attorney decides to accept the bankruptcy case, the forms processor begins drafting the bankruptcy petition from the information provided on the Client Intake Forms.

3. Areas of the Client Intake Forms that are not properly completed by the client or containing statements that require a more detailed answer would easily be solved with a simple phone call to the client to obtain the missing information. No face-to-face appointment would be necessary.

4. After the drafting of the bankruptcy petition, the forms processor saves the document in PDF format and sends it to the attorney as an attachment on an email.

5. At this point the attorney may wish to meet with the clients to review their bankruptcy petition before filing the petition, but it is not absolutely necessary.

Note: Electronically filed documents do not require the client s handwritten signature so it is not necessary for the attorney to meet the clients face-to-face before filing the bankruptcy petition. An attorney is provided with an electronic signature by the court that he or she uses for electronic filing purposes.

6. After the attorney receives the bankruptcy petition by email from the forms processor, he or she will save it on their computer under the client file name and begin the review. The attorney can either print out the bankruptcy petition and make changes with an ink pen, or review it on the computer screen and note any changes in an email to the forms processor.

7. After the attorney has approved or made changes to the bankruptcy petition, he or she will email it back to the forms processor. The forms processor will make the changes and prepare a final bankruptcy petition ready for electronic filing. The forms processor emails the corrected petition to the attorney for final approval.

8. Upon approval by the attorney, the forms processor will electronically file the bankruptcy petition with the bankruptcy court in the state where the attorney practices law.

Victoria Ring was the first paralegal to start a successful bankruptcy forms processing business on the internet for attorneys nationwide. In her new book, How to Start a Bankruptcy Forms Processing Service, she not only provides step-by-step details for doing the job properly but also provides insight into marketing and building your business. You will learn step-by-step how to draft every schedule and form within a standard bankruptcy petition. You will be introduced to hundreds of tips and techniques the author used to save time and money that will make you a better asset for your attorney clients.

Additionally, How to Start a Bankruptcy Forms Processing Service will provide you with step-by-step details for drafting a standard Chapter 13 plan. Some attorneys actually purchase this book simply for this information alone. This knowledge is in high-demand and once you learn it, your income potential as a forms process will skyrocket.

Unlike an attorney or notary public, a forms processor does not have jurisdictional limits. In other words, a forms processor could live in Yellow Springs, Ohio and prepare bankruptcy petitions, pleadings, motions and other court documents for attorneys practicing in California, New York or any other U.S. state.

Finally, How to Start a Bankruptcy Forms Processing Service also provides detailed steps of how the author built her company, The Lawyer Assistant. Sample advertisements and marketing tools are provided as well as a FREE BONUS set of Client Intake Forms. These are the forms you need to provide to attorneys for the clients to fill out.

To read book excerpts go to http://www.bankruptcybook.net

ISBN 0-9761591-1-2, $59.99, 7-1/2 x 9-1/2, 298 pages, softcover

For more information, contact:
Victoria Ring
Graphico Publishing
614.491.9831
victoria@graphicopublishing.com
http://www.bankruptcybook.net

About the Author

None

How to Save Money on Motorcycle Repair

2005-11-12T07:15:00.000-08:00

Getting the most out of your bike s repair job is good. But it would be better if you yourself are able to make the repair instead of having others service it. Doing your motorcycle s maintenance is important for you to realize its fullest potentials.

Bike enthusiasts may not be familiar with the structure of their vehicles and could be missing out on the possibilities of maximizing the use of their motorcycles. Knowing your horse is very important if you want to understand it and give it the attention it needs.

The beauty of motorcycles is that is has a relatively open design meaning it is easy to be familiar with the inner workings of the bike. And this fact is going to save you money if you just know what to do and when to do it.

Personal maintenance of your bike is both a learning and rewarding experience. Of course you may opt to have others check-up your bike but nothing beats the satisfaction of having done a good job on your beloved motorcycle. It is fun and very much a worthwhile activity.

If you choose to be your bike s personal physician, a good number of repair manuals are available that are filled with important information about motorcycles. It will provide you with the needed know-how regarding troubleshooting and maintenance. It also presents a detailed discussion of the engine, clutch, transmission, electrical system, wheels and final drive. The book will also give you tips on how to improve the bike's performance.

The basics of motorcycle repair are outlined in manuals like this making it easier for you to tinker with your bike. Making the necessary repair will be very easy with these manuals as they present you with a clear picture of what it takes to bring your bike back to life. There even also are pictures to further familiarize you with what part of your bike the manual is referring to. With this manual in hand, you need not just limit yourself to making minor repairs but you can also rebuild your engine if you wish so.

Even if you choose to keep your hands clean, it still would be good to understand how you bike works and what it needs to run smoothly. Troubleshooting is easier since you d know beforehand what is wrong and can relay this information to the repairman. You can give him additional information that is sure to help in making the needed repair for your bike.

About the Author

For additional legal information and inquiries about the article log on to http://www.attorneyservicesetc.com

10 Ways to Build Trust and Build Your Business

2005-11-10T13:15:00.000-08:00

You wouldn't buy a car if you didn't think it could get you home. And you wouldn't purchase it from a dealer you thought was robbing you blind on the price and might not stand behind it if the engine fell out as you drove it off the lot.

Before making a purchase from you, buyers need to trust that your products and services will do what they are supposed to. Does your marketing help establish the trust necessary to convince prospects to buy from you? If you're struggling to attract clients and customers, use the following tactics to convert prospects to clients.

1. GET TESTIMONIALS

No matter how great your credentials are or how much experience you've had, people pay more attention to what OTHERS have to say about you.

Pick up the phone and call your customers to ask what they thought of your product or service, what they liked about it and how it was helpful. Edit their comments, get their permission to use the comments and then feature these testimonials in your marketing materials.

2. USE ARTICLES INSTEAD OF ADS

We have come to distrust ads and to believe what we read in published articles. Invest your time in writing articles to establish yourself as an expert. If you run ads, include testimonials in them.

3. GIVE SOMETHING AWAY

When you give something to people, regardless of the cost, they are more likely to trust you and return the favor by buying something from you. Use an ebook, article, workshop or free demonstration to build trust.

4. GET REFERRALS

When you need a new doctor, lawyer, plumber, carpenter or a place to eat you ask a friend for a referral. You trust the recommendations of people you know, and in fact, that's how the majority of people find jobs. Don't wait for the occasional referral to come in spontaneously; implement a proactive system to generate referrals.

5. EXCHANGE ENDORSEMENTS

Team up with a business you trust that also targets your market. Get them to include an endorsement of your products and services in their marketing and do the same for them. While a personal referral is ideal, an endorsement is a close second. This tactic can double your marketing reach at zero cost.

6. GIVE EXAMPLES

Tell a story instead of making impersonal and dramatic claims of what you or your product does. Use case studies to tell what you did for whom and the difference it made in their life or their business.

7. PERSONALIZE YOUR MARKETING

It's a common misperception that to sound credible your marketing should be dry and impersonal. People do business with people. You need to help prospects get to know you and trust you. Let your passion and personality come across in your marketing as well as your professionalism. Include a picture of yourself, with a smile, in a prominent place on the first page of your marketing materials.

8. REDUCE PERCEIVED RISK

Buyers' biggest concern is how well your product or service will perform. Providing a guarantee may help, but in most cases its not going to make the sale. Clarify the value you provide and state your commitment to seeing that your clients are not only happy, but ecstatic about your product and services.

9. MAKE CONTACT EASY

If you want clients to get in touch with you, show them how. Put your phone number at the top of your marketing materials and tell them to call. When you call them, give them your phone number again at the end of the conversation and tell them to call. If you have a web site, put a contact form at the bottom of your home page.

10. STAY IN TOUCH

The people you see and talk to on a regular basis are usually the ones you trust the most. Communication isn't the only ingredient for developing trust, but it is a critical one. If you sell services or high end products, a personal phone call is one of the best ways to answer prospects questions, and to establish trust. Contact your prospects and clients regularly and get feedback on what they are concerned about.

You want to convert prospects to clients and clients to repeat clients. Use these ten marketing tactics to build trust and you'll find more prospects buying your products and services.

About The Author

The author, Marketing Coach, Charlie Cook, helps independent professionals and small business owners attract more clients and grow their business with the 5 Principles of Highly Effective Marketing. Signup for the Free Marketing Guide and the 'More Business' newsletter, full of practical marketing tips at www.charliecook.net

ccook@charliecook.net

How to prosecute Libel and Slander in the UK

2005-11-09T16:00:00.000-08:00

Defamation of character can be a serious business in the UK. But what exactly is slander? And what is libel? Both are defined as a false statement made by one individual about another individual with the intent to harm defamed person's reputation in some way. The statement qualifies as slander if it is delivered verbally, whereas the statement is libel if it is published in some other way (for example by being written, or televised). To win a defamation case, you must generally act within 1 year of the defamation, and you need to prove to the court's satisfaction that:-

* The statement harms your reputation (an insult, for example, wouldn't do it. Politicians, too, are essentially 'un-defamable' for this very reason).
* A third party was involved. Saying it just to you doesn't count.
* That third party could identify you from the statement (an anonymous statement isn't libelous).

Additionally, in the opinion of counsel above and beyond advice available to www.lawyersbench.com , slander requires you to show that you have suffered either financial loss or that your business, trade or professional reputation was damaged, or that you have been accused of one or more of the following:-

* Of having committed a criminal offence
* Of having a contagious disease
* Of immoral conduct (women only!)

So what can you do if you think you have been slandered or libeled? There are several possible course of action beyond ignoring it and not drawing attention. First, you could demand an apology. If the statement really is defamatory, a lawyer's letter will usually do the trick. The second response might be to approach the professional body that regulates the channel thru which the defamation occurred (such as the Press Complaints Commission if the statement came via the UK press).
Thirdly, you could use section 2 of the Defamation Act 1996 with the assistance of a lawyer to get them to stop. Fourthly, an injunction can be applied for via the courts. You final recourse, is to sue - the course most people are aware of. What they may NOT be aware of is how expensive this can get. There is no Aid or public funding for such cases, so unless your pockets are very deep, this must be your last resort, particularly as if you lose, you could end up paying the other side's costs too!

If it does go to court, the accused has several possible defenses above and beyond the standard defense of 'the statement is true'. They could argue that they never made the statement, or that the statement did no damage, or wasn't even defamatory. The bottom line is, before you get upset and ring a lawyer, think hard on the subject!

About the Author

Jeff writes article about the law for Joe Public, and contributes articles to www.lawyersbench.com a free site full of top legal advice and tips.

How to Promote Your Law Firm Website On the Internet for Maximum Profit

2005-11-08T20:45:00.000-08:00

Making maximum profit from your law firm website is important, but as a lawyer you might not have any clue about search engine optimization and Internet marketing for your legal site. However, it is not so difficult to poise your website to be successful online even if you are not experienced with Internet marketing and driving website traffic. All you have to do is review the following tips and include them in your website marketing plan. Before you know it you will notice that your website counter is recording more hits per day and telling you that your directories, keywords, and links are working.

Tip #1 - Submitting to Law Directories

Take some time online to orient yourself with the myriad of law directories available. Register your domain name and the type of law you practice with as many law directories as you possibly can. By doing this, people searching through law directories for a lawyer will have your website as a choice when making their decision on which attorney to hire. As a result, your website should be as comprehensive as possible with every bit of information related to your niche available to visitors. Many people use directories now instead of the yellow pages so when you list your site with these directories, you'll get targeted traffic to your website and ultimately more clients.

Tip #2 - Optimizing for Specific Keywords

Nobody knows what the search engines will be looking for in the future, but right now keywords play a critical role in the ultimate ranking your site receives. When individuals search for specific words online, search engines give them pages that are optimized for those keywords. Because of this fact, you should be sure to include your industry specific keywords as well as location and the specific type of law you practice. By doing so, you will get more targeted traffic because your web pages will rank well for the keyword phrases your potential clients are using to search the internet.

Tip #3 - Incoming Links

Like keywords, incoming links are the other major consideration search engines use when ranking your site. Regardless of whether you get other websites to link to you or use auction sites like eBay to auction off your services and include links in the text, when you have more links you will have a better result with clickthrough traffic and also the search engines. Better search engine results means you will have more traffic and more sales. It is certainly worthwhile to put some effort into building links.

Include these three tactics into your law firm's Internet marketing strategy and you'll be surprised at how quickly they will work for you in generating more traffic and more clients. It is also important to keep in mind that you should regularly update your website, check your links, monitor your keyword positioning, and build your directory listings.

About the Author

Michael Turner reveals his foolproof way to increase website traffic in his free 7 part mini-series. Grab it free right now at http://www.powertraffictactics.com/

How To Make A Successful Car Accident Claim

2005-11-07T22:45:00.000-08:00

A car accident is never the same, similar but never the same. So logically a car accident claim can never be the same. Accidents do on the other hand occur in the millions every year, however making a successful compensation claim is difficult to get right if you don t make the right moves.

All Car Accidents Are Unique

There s one thing you need to beware of and that is accident 'management' companies either attending the scene or hospital. Theses are salespeople who work on a commission basis. You always have the good and the bad ones. Your job would be to distinguish the good from the bad.

99% of the time, these people will want your injury claim. Even if it means by-passing the small print! Another thing to note is, never listen to previous case success stories. What happened in the last case can t be guaranteed in your case. So don t fall for the money, settlement time or success stories.

Tips To Make A Successful Car Accident Claim

Car accident injury claims are major players in the 'personal injury litigation' market. They are straightforward as liability is admitted and vital information is exchanged at the scene. Information such as driver and insurance details, where the accident took place, when and how. If the police attend the scene, both parties will be given a producer, which states that the accident did occur. Further from there it will be logged on the national database for any inquires.

Now For The Secrets...

A 'quality' accident solicitor will explain the procedures in full and then ask if you have any questions. Don t ever say NO! You could be falling into a trap.

Do ask these important questions such as

Will I get the whole of my compensation? If yes continue
Will I need to pay a fee? If no continue
Do you recover costs from the other side (i.e. people at fault)? If yes continue
Would I need to pay anyone any money once my claim is settled? If no proceed.

Passengers In A Car Accident

Passengers are innocent victims in a vehicle and can be from either, the fault or non-fault side. Passengers are not in-charge of the vehicle at hand. Therefore they can always make a successful compensation claim provided they have been to a hospital or visited a doctor.

A passenger can be in the form of, a husband, wife, child, cousin or a friend, at fault or not, they are entitled to claim compensation. They can make a claim against the people who have hit them whilst in the car.

Liability acceptance for an accident can cause confusion in itself. Do you think it was your fault?

Either way, you can still make a successful claim!

If on the other hand you are the driver and it is your fault, then you won t have any success of making a claim, however, the passengers will.

Payment Factors

There are circumstances where compensation payments are reduced for a number of reasons. The most common ones are for not wearing a seat belt, which marginally reduces the payment by 25%. Another major factor is for drink driving. If a passenger knowledgably knew the driver was unfit to drive due to excess intoxication, a reduction will be made accordingly.

There are cases where the driver admits part liability on a proportion basis. Generally it s 50/50, but it needs to be assessed by an investigator who will examine who s at fault before concluding. There are even some cases that result to 80/20.

Decision Dilemmas

You DO NOT need to hold back thinking it was your friend s or family s car. They pay insurance premiums every year to ensure if anything happens, they re covered and so are their passengers. You also need NOT WORRY if you were in a taxi, bus, train or any other form of public transport. You can still proceed with an accident compensation claim, as the drivers are insured, as is the taxi, train and bus driver. Companies pay thousands every year in insurance premiums to cover passengers for these unfortunate accidents and injuries.

On speaking to a quality car accident solicitor will you be able to eliminate doubts in your head about payments, fees and procedures!

It's easy to proceed with a car accident compensation claim and gain maximum results without the hassle, costs and confusion. Discover the 12 revolutions of the new 100% Compensations' for car accidents at http://www.100Percent-Compensation.co.uk

How to File a claim for Celebrex injury

2005-11-02T09:00:00.000-08:00

There is mounting evidence to suggest that Celebrex (aka celecoxib) is linked to an increased risk of blood clots, heart attacks and strokes. Celebrex is one of the newer anti arthritic drugs called COX-2 inhibitors that were launched in the 1990s, and is marketed by Pharmacia Corporation and Pfizer Inc. The drug is prescribed for osteoarthritis, adult rheumatoid arthritis, and menstrual cramps. The FDA is currently taking independent advice on whether these COX-2 inhibitors, and Celebrex in particular, are safe to remain on sale. Current studies "strongly suggest" the COX-2 inhibitors increase the risk of cardiovascular problems, says Dr. Ned Braunstein, senior director of Merck Research Laboratories.

A related study from the Cleveland Clinic, published in the Journal of the American Medical Association suggested that the risk of cardiovascular problems (including but not limited to heart attacks, chest pains, stroke, death and blood clots), was over twice as high in the rofecoxib sample than in the control group - a significant find given that the analysis was based on more than 8,000 patients.
In yet another study of over 42,000 participants, 0.52% of patients taking a placebo pill had a heart attack each year compared to 0.74% for patients taking rofecoxib and 0.80% for those taking celecoxib. It's big business too - the drug will do over $6 billion this year alone.

If you want to know whether you can file a claim against the makers of Celebrex, you need to ask yourself 3 questions. Firstly, did you take Celebrex? Most good lawyers (a full list can be found on www.lawyersbench.com) will also accept cases where you have been taking other COX-2 inhibitors, (e.g.Vioxx or Bextra). You need to be able to show when you started and stopped taking Celebrex, and the dosage you were prescribed.

The second question is did you take Celebrex regularly? Regular Celebrex use is said to be linked to a much higher risk of stroke, heart attack, and other serious injuries because you will have simply had more of the drug in your system.

The third question is did you suffer an injury while taking Celebrex or after taking it? If you suffered a heart attack, stroke, or other heart problem (requiring hospitalization or surgery), you may have an excellent chance of filing a successful claim. You need to be able to say what kind of injury you suffered (a stroke, heart attack, blood clots etc.), when the injury happened, and if you were on Celebrex at the time of the injury.

If you can answer all 3 questions successfully, you need a lawyer now.

About the Author

Jeff writes articles on issues of concern to the general public, and contributes to www.lawyersbench.com the free site for legal advice and tips.

Help! Finding a lawyer

2005-10-30T16:45:00.000-08:00

Chances are if you are looking for a lawyer you are at a very stressful time in your life, and are overwhelmed. It doesn t have to be as hard or as costly as you think to find a good lawyer. Provided below are some tips that can take the stress out of finding a lawyer

What is it that you want
When first starting out the whole process take time to jot down exactly what it is that you want in a lawyer and in your legal case in general. This will help save you cost and aid greatly in finding a lawyer. Have a detailed layout of your whole case, what it is that has happened, and what it is you want to happen as a result of the legal case. Another very important question to ask yourself is: How much can you afford to spend on a lawyer?

Where to Look for a lawyer -
Are first instinct when looking for a lawyer is to flip through the yellow pages and to see which ad, or slogan sounds right. This isn t the worst idea, although setting up consultations can be very timely and time consuming. I would recommend talking to friends and family first to see if they or anyone they know have had experience working with lawyers in your area and what they would recommend. Several people have gone through the same situation as you, ask around, and I m sure they will gladly help you out as they understand what it is like to be in your shoes. There are also several places online where you can search for lawyers. Be careful when searching online as often times sources aren t as creditable as they would give themselves credit for.

What to look for in a lawyer -
I think the most important aspect in finding a lawyer is finding someone that you can work with. You might find the best lawyer in the world, but if your personalities don t mesh, your going to have a really hard time working through your case. Make sure the lawyer you seek out has experience and expertise in the matter that you need him or her for. For Example if you need a divorce lawyer, there is no sense going to a lawyer who specializes in Corporate Law. This will help save in legal fee s and also give you a much better chance in the case you are fighting. Look into the Lawyer s experience and history. Is this lawyer qualified to handle your case?

If you take these things into consideration I have no doubt that you will have success in finding a great lawyer.

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Feel free to reprint this article as long as you keep the following caption and author biography in tact with all hyperlinks.

About the Author

Ryan Fyfe is the owner and operator of Lawyer Area. Which is a great web directory and information center on Lawyers and other legal issues.

Getting The Most Juice In Your California Lemon Law

2005-10-27T23:30:00.000-07:00

It is a consumer s right to return a defective product that he has purchased. The US legislative and justice system through the California Lemon Law recognizes this right in auto buyers, who may risk life and limb for one defect in their car.

The California Lemon Law allows new and used car buyers to demand for refund or replacement when the cars that they have purchased have been proven to be defective. Here are some tips that will help you get the most juice from your lemon.

1.Never let the manufacturer or dealer discourage you
The California Lemon Law provides guidelines by which you can determine if your car qualifies. A car is considered a lemon under the California Lemon Law if it has been repaired four times and the defect has not been fixed within the period of 18 months or 18,000 miles whichever comes first. Two repair attempts are given to defects that may cause injury or death.

2.Know your rights
Research the guidelines provided by the California Lemon Law and decide for yourself if what you have is a lemon. Don t let some scrupulous salespersons fool you into not filing a complaint or selling your car to them at a loss. There are a lot of websites in the Internet that could provide you with relevant information on California Lemon Law.

3.Read your manual
Don t let that manual gather dust in one of your drawers. Know everything about your car especially the things that you cannot do with or to it. Take care of your car and follow the manual to the letter. Otherwise the manufacturer could blame the problem on your poor use. Remember that though the California Lemon Law protects your right, you have to prove that the defect has not been caused by you.

4.Don t waste time
Remember that the California Lemon Law provides a deadline for complaints. Don t wait for the last minute to file yours.

5.Take it to authorized service center
In having your car repaired, make sure that you go only to authorized service centers to ensure that the car is repaired properly. Under the California Lemon Law, buyers should have the defect repaired by the manufacturer through its service centers and at least inform the manufacturer of the need for repair.

6.Keep records
Never fail to ask for proper documentations, even if the center has not seen anything wrong with your car. Those are needed when you file a complaint under the California Lemon Law. So, it is important that your complaints be documented from the onset. Make sure also that when they do give you a receipt or record, the information is complete and accurate.

7.Put it in black and white
Send a letter of complaint. This is one way to legally give notice to your problem under the California Lemon Law. Inform them of the problem and outline the number of repairs that you have done. If possible, send it over through certified mail to make sure that they did receive it.

8.Know your options and seek advice
Most car companies have arbitration program that take care of Lemon Law complaints in California. If arbitration does not work, you can always seek legal counsel. Remember that arbitration decisions are not final and some companies even give a quick refund when a lawyer gets involve.

About the Author

Terry Dunn is webmaster of http://www.Lemon-Law-Explained.com - an informational resource that explains what Lemon Laws are and how they can help you.

Getting a Car Accident Lawyer

2005-10-27T03:30:00.000-07:00

According to research, a car accident is the leading cause of deaths among people aged six to 29 in the United States. And figures continue to increase every year not only in the U.S. but also in almost all countries in the world. So, if you or your loved ones have been involved in a car accident, it will be of great help to you if you ll ask legal assistance from a car accident lawyer. Through a legal specialist, you will be able to understand your legal right and options towards a successful lawsuit.

For your information, car accidents are being governed by wrongful death statutes that vary in different states. Therefore, when you decide to hire a legal specialist for your case, you have to know if the lawyer id particular with the state law where the car accident has occurred. If you still don t know, a wrongful death refers to an untimely death of a person dude to the negligence of another person in this case, due to a car accident. This situation entitles the dependents or beneficiaries of the deceased to financial damages.

A car accident lawyer specializes in auto-related injuries and realizes how each accident falls within the wrongful death law of a certain state. You will certainly want to avail the services of such attorney when you are in search of truth and justice, and when you are entitled to a just compensation for the financial losses, physical injuries, and emotional pain that you have gone through.

The good news when you finally decide to hire a legal specialist in your car accident case is that you can find one easily and conveniently. You can either ask for recommendations from your friends, workmates or other lawyers that you ve worked with in the past. Remember that lawyers usually recommend cases to other lawyers they trust. Also, when you log on to the Internet, you can easily find lots of online referral services that can suggest a qualified attorney. The last one is actually the most convenient way to locate a car accident lawyer in your area.

Indeed, when a car accident takes the life of a loved one, emotional suffering is the most difficult feeling to contain. And maybe a wrongful death claim can lessen, even in a small way, the feeling of anger and hatred inside of you. You have to know that filing a lawsuit can really be hard on your part because you have to establish reliable evidences to prove your claim. Finally, you also have to be patient enough as the legal proceedings take place. After all, in patience, there is success.

About the Author

This composition was provided by a very reliable Ask Accident Lawyers Company. This article was composed to serve the interests of Los Angeles Accident Lawyers, Attorneys and Law Firms who are looking for reviews, suggestions, tips and more in the industry.

Free Non Disclosure Form (NDA Form)

2005-10-26T05:00:00.000-07:00

Non Disclosure Agreements (NDAs, also known as 'Confidentiality Agreements') are an essential part of modern business. If you have a trade secret, an invention or a 'good idea', it can be worrying revealing the details to a third party because you never know if your idea may be stolen. For this reason, NDA forms are common. The problem is, most of them are long winded, running to 10 pages or more, and they very length of them makes it difficult sometimes to get your target to sign in the first place.

For this reason, we here at www.lawyersbench.com have come up with this 'short form' NDA form you can use. It is short, unambiguous, and covers both parties, so you should find much less resistance when trying to get it signed. As always, www.lawyersbench.com recommend consulting your own lawyer in any legal matter.

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Non Disclosure Agreement
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Parties:-

A) COMPANY (or person) A (E.g. www.lawersbench.com)

B) COMPANY (or person) B (E.g. Jefferson Highway Esq)

Whereas:-

The parties possess valuable information, technical knowledge, experience and data of a secret and confidential nature relating to the field, all of which are regarded by them as commercial assets of considerable value; and
The parties are willing to disclose such information to each other on the condition that the recipient of the information does not disclose the same to any third party nor make use thereof in any manner except as set out below.

In consideration of such disclosure to each other, it is agreed by and between the parties hereto as follows;

1.The receiving party undertakes to treat as strictly confidential and not to divulge to any third party any of the information disclosed by the other and not to make use of any such information without the disclosing party's prior written consent.

2.In the event of one party visiting any of the Establishments of the other party, the visiting party undertakes that any information relating to the field which may come to its knowledge as a result of any such visit, inclusive of the form, materials and design of various elements of any relevant plant and equipment which may be seen at such Establishments as well as all the plant as a whole, the methods of operation thereof and the various applications thereof, shall be kept strictly confidential and that any such information will not be divulged to any third party and will not be made use of in any way by the visiting party without the other party's prior written consent.

3. The above undertaking shall not appy to:

a)Information which at the time of disclosure is published or otherwise generally available to the public.
b)Information which after disclosure by the disclosing party is published or becomes generally available to the public, otherwise than through any act or omission on the part of the receiving party.
c)Information which the receiving party can show was in its possession at the time of disclosure and which was not acquired directly from the disclosing party.
d)Information rightfully acquired from others who did not obtain it under the pledge of secrecy to the disclosing party.

4. The parties agree that after three years from the date hereof they shall each be relieved from all obligations under the Agreement and that after such period has expired they will rely on such patents as they may then own for the protection of any information disclosed to each other pursuant to this Agreement.

5. The terms of this Agreement shall be deemed to apply also to the servants or agents or legally associated entities of the receiving party who shall require their said servants or agents or legally associated entities to observe the foregoing obligations.

6.Neither the execution of this Agreement, nor the disclosure of any Proprietary Information hereunder, shall be construed as granting either expressly or by implication, estoppel or otherwise, any license under any invention or patent now or hereafter owned by or controlled by the parties.

7. This agreement shall not be construed in any manner to be an obligation to enter into further contract or to reimburse the cost of any effort expended by either party.

8. This agreement shall be interpreted in accordance with the laws of the INSERT COUNTRY / STATE HERE.

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized representatives, effective as of the date hereof.

COMPANY A

By: _______________________________

Name: _____________________________

Title: ______________________________

Date: ______________________________

COMPANY B

By: _______________________________

Name: _____________________________

Title: ______________________________

Date: ______________________________

About the Author

Jeff writes short article about the law for www.lawyersbench.com a free site full of top legal advice and tips.

Free Joint Venture Checklist

2005-10-23T12:45:00.000-07:00

Oftentimes, you may have a need to set up a 'joint venture' with a third party. These collaborative businesses can be extremely profitable for all parties involved, but you must ensure on the way in to such an agreement that you have done your due diligence, and that everyone understands exactly what the terms and conditions of the venture are.

For this reason, we here at www.lawyersbench.com have put together a quick 15 point checklist that will help you determine that you have all the bases covered. This is more important than you may think - after all, mid venture is NOT the time to be arguing about basic terms and conditions!

1. Identity. Confirm in writing exactly who is involved in the joint venture.

2. NDA. Do you need a Non Disclosure Agreement to be signed? (typically if one party has a great idea, and the other will be involved with manufacture or promotion).

3. What are the responsibilities of each party? List in writing what each of you will bring to the 'party'.

4. Is the enterprise global, or limited in geographical scope?

5. Are there any legal considerations related to setting up the business (are licenses required from the Government etc)

6. Structure of the joint venture. Is it a partnership or a Company, or simply a JV contract between 2 parties? If it is a company, who sits on the board and how are they appointed? What classes of shares are in circulation, and under what conditions? How are minority shareholders protected?

7. Financing. Who supplies the capital for the venture? Is it split in some way between the Joint Venture parties or does it come from an outside source, such as a Bank or venture capital firm? Is the investment in cash or goods or services?

8. If a Company structure is to be used, what exit provisions are needed? For example, if one side wanted to sell their shares, what conditions apply? Will the other party have first refusal to buy? Can they also demand to be bought out at the same time? How is a shareholding to be valued? Will new incoming shareholders have the same rights and responsibilities as the existing shareholders? Is there a right of veto?

9. Non competition. Will the parties to the venture be prohibited from competing directly with the new business? Is it restricted territorially?

10. Sharing of information. What rights do the partners have to know about the internal workings of the venture? Are regular management accounts to be provided? For example, would www.lawyersbench.com have rights to a product developed by a JV partner, even if we had no direct involvement in the day-to-day running of the venture? What about independent auditing?

11. Profit sharing. How are profits to be distributed? When? Under what conditions? Can one party force a distribution of profits?

12. IPR. What Intellectual Property Rights will the new venture acquire? DO they revert to any particular party if the venture is dissolved? Who owns new IPR developed by the venture?

13. Employees. How many employees will be needed, and how will they be organized? Will there be share options, or other incentives? Transferring employees from one business to another will almost certainly involve you in taking legal advice on the process and the related employee rights. At www.lawyersbench.com we would always have relevant 'key-man' insurance policies in place for special employees.

14. Administration. Map out who manages the venture, who the bankers will be, who will audit the business and who is responsible for regulatory compliance?

15. Exit. Does the venture have a defined life-span, or is it open-ended? What circumstances can force it to end prematurely? If this happens, how are the assets to be distributed (including cash and IPR). If there are liabilities, not assets, who do they devolve onto?

If you answer all these points adequately, you should be well on the way to a sensible well structured joint venture. As always, take legal advice before committing to any legal arrangement.

About the Author

Jeff writes article on the day's legal issues for the public, and often contributes to website www.lawyersbench.com the free site for useful legal advice and tips.

Four Tips to Save You Money in a Divorce Case

2005-10-22T16:00:00.000-07:00

1. Have an Clear Written Fee Agreement

Most experienced and effective divorce attorneys charge by the hour and require an advance retainer (or deposit) that is paid at the beginning of the case. Fees and expenses will be charged against the retainer until it is exhausted, at which point the client will be responsible for any additional sums incurred.

Clients will sometimes seek an attorney who will represent them on a flat fee basis, thinking that this will save them money. The problem with this arrangement is that the attorney has no incentive to do anything beyond the bare minimum. The client often feels like his case is being ignored, the attorney often feels like the client is intentionally trying to take up as much of his time as possible, and they may both be right.

Whether you hire a lawyer on an hourly or flat fee basis, it is extremely important that you get a written fee agreement that makes clear the terms of the representation, including whether any retainer is refundable, how often you will receive statements, the attorney s hourly rates, etc. You should get and keep a copy of this fee agreement.

2. Don t Mistake Your Divorce Lawyer for Your Therapist

Divorces are extremely emotional. Because your divorce attorney is (or at least should be) firmly in your corner, talking to him can be a very reassuring experience. This person understands your side of the situation and it feels good to talk to someone who sees the righteousness of your position. Because it makes you feel better you get into the habit of calling often, almost daily.

Unless you have more money than you know what to do with you should avoid falling into this trap.

Remember that every time you call your lawyer the clock is ticking and you are getting billed by the hour. Think of it as a very expensive cab ride. As soon as you get in the cab, the meter starts running. It works the same with a lawyer, as soon as you are on the phone with him the meter is running and you are getting charged.

This does not mean you should never communicate with your lawyer. On the contrary, you should communicate with your attorney anytime you need legal advice on your case. But before you pick up the phone make a list of questions or issues you want to discuss and limit your conversation to these points without wasting time ranting about the unfairness of the situation.

3. Don t Use Your Attorney to Negotiate a Division of Personal Items

Arguing about which party deserves the blue sofa or the bread maker is not a good use of attorney s fees. As much as possible, you should try to resolve these issues with your spouse. Ideally, if you and your spouse have already separated, you could divide these items by agreement and exchange them before the case has been completed.

Then, when it is time to finalize the divorce the term in the agreement and/or Final Decree, the document would simply state that each party keeps all personal effects (furniture, clothing, electronics, appliances, kitchen equipment, etc.) in that party s possession. This can save a great deal in fees by avoiding debates over property that has very little market value.

4. Don t Throw Away Dollars Trying to Save Nickels

This is extremely important. People will often be extremely frugal about hiring an attorney and think they are saving a lot of money by hiring a lawyer for a small flat fee, or hiring someone who is not very experienced but will work cheaply.

This is a mistake.

Your goal should be to reach a reasonable settlement as quickly as possible. In order to reach this goal you will need an effective lawyer who sincerely shares that objective with you. That lawyer will then use his experience and skills to help you reach that objective.

But notice that I said reasonable settlement, not just any settlement. If the other side cannot be convinced to settle the case on reasonable terms it is imperative that your lawyer be skillful and confident enough to effectively try your case.

Someone who is learning on the job, or is simply unprepared, can cost you a great deal of money. So don t cheat yourself out of dollars in an attempt to save nickels.

About the Author

Scott Morgan is a practicing Texas divorce attorney. For more information on texas divorce visit his website at http://www.texas-divorce-info.com. The website provides general information and resources on divorce, as well as specific information on Texas divorce law.

Four Tips to Save Money in Your Divorce Case

2005-10-21T18:00:00.000-07:00

1. Have an Clear Written Fee Agreement

Most experienced and effective divorce attorneys charge by the hour and require an advance retainer (or deposit) that is paid at the beginning of the case. Fees and expenses will be charged against the retainer until it is exhausted, at which point the client will be responsible for any additional sums incurred.

Clients will sometimes seek an attorney who will represent them on a flat fee basis, thinking that this will save them money. The problem with this arrangement is that the attorney has no incentive to do anything beyond the bare minimum. The client often feels like his case is being ignored, the attorney often feels like the client is intentionally trying to take up as much of his time as possible, and they may both be right.

Whether you hire a lawyer on an hourly or flat fee basis, it is extremely important that you get a written fee agreement that makes clear the terms of the representation, including whether any retainer is refundable, how often you will receive statements, the attorney s hourly rates, etc. You should get and keep a copy of this fee agreement.

2. Don t Mistake Your Divorce Lawyer for Your Therapist

Divorces are extremely emotional. Because your divorce attorney is (or at least should be) firmly in your corner, talking to him can be a very reassuring experience. This person understands your side of the situation and it feels good to talk to someone who sees the righteousness of your position. Because it makes you feel better you get into the habit of calling often, almost daily.

Unless you have more money than you know what to do with you should NOT fall into this trap.

Remember that every time you call your lawyer the clock is ticking and you are getting billed by the hour. Think of it as a very expensive cab ride. As soon as you get in the cab, the meter starts running. It works the same with a lawyer, as soon as you are on the phone with him the meter is running and you are getting charged.

This does not mean you should never communicate with your lawyer. On the contrary, you should communicate with your attorney anytime you need legal advice on your case. But before you pick up the phone make a list of questions or issues you want to discuss and limit your conversation to these points without wasting time ranting about the unfairness of the situation.

3. Don t Use Your Attorney to Negotiate a Division of Personal Items

Arguing about which party deserves the blue sofa or the bread maker is not a good use of attorney s fees. As much as possible, you should try to resolve these issues with your spouse. Ideally, if you and your spouse have already separated, you could divide these items by agreement and exchange them before the case has been completed.

Then, when it is time to finalize the divorce the term in the agreement and/or Final Decree, the document would simply state that each party keeps all personal effects (furniture, clothing, electronics, appliances, kitchen equipment, etc.) in that party s possession. This can save a great deal in fees by avoiding debates over property that has very little market value.

4. Don t Throw Away Dollars Trying to Save Nickels

This is extremely important. People will often be extremely frugal about hiring an attorney and think they are saving a lot of money by hiring a lawyer for a small flat fee, or hiring someone who is not very experienced but will work cheaply.

This is a mistake.

Your goal should be to reach a reasonable settlement as quickly as possible. In order to reach this goal you will need an effective lawyer who sincerely shares that objective with you. That lawyer will then use his experience and skills to help you reach that objective.

But notice that I said reasonable settlement, not just any settlement. If the other side cannot be convinced to settle the case on reasonable terms it is imperative that your lawyer be skillful and confident enough to effectively try your case.

Someone who is learning on the job, or is simply unprepared, can cost you a great deal of money. So don t cheat yourself out of dollars in an attempt to save nickels.

About the author:

Scott Morgan is a practicing Texas divorce attorney. For more information on Texas divorce visit his website at . The website provides general information and resources on divorce, as well as specific information on Texas divorce law.

Finding the Best Personal Injury Lawyers

2005-10-20T18:45:00.000-07:00

If you've been injured in an accident, then you may be able to recover compensation. Remember that you must take legal advice from a quality personal injury lawyer as soon as possible after your accident to ensure that you receive the compensation you deserve. Get legal help for your injuries by finding an injury lawyer that has experience in your claim area and is confident they can help you.

If you consider asking a personal injury lawyer for legal assistance, you must not be discouraged by the sudden mesh of advertisements of various law firms and independent personal injury lawyers everywhere. For your information, there is an easier way to find the best legal counsel for your personal injury case learn how to find a lawyer through an online directory. By this, you ll be able to save time, money and effort, and you ll not be searching through databases of reliable, experienced and previously-screened attorneys in your geographic region.

In searching a personal injury attorney, you won't even have to pay him unless you win a settlement for your case. Upon using a good online lawyer directory, you ll be able to know the particulars on your legal fees, your location will then be considered, and will then weigh highly in your list of responses. What s truly important, however, is the history of your potential attorney in handling your type of case. Since the law can be complex and complicated, you must be sure that you ll retain the best-trained personal injury lawyer possible.

In addition, you don t only need a personal injury lawyer who excels in personal injury law. You also need someone who completely understands the jurisdiction of your region. Also, you must ask yourself this question before hiring a personal injury lawyer Are you comfortable with that lawyer and are you confident in his abilities? If the answer is anything other than a resounding "yes," you must keep looking. Your case is too important to entrust to someone who does not inspire your confidence.

When you start looking for personal injury lawyers in your area, don't randomly pick names from advertisements that stretch the truth. Take advantage of matching services and ensure that your needs are going to be met. When you find the best possible resource for personal injury lawyers, you will have a greater chance of turning a bad situation into one that you can cope with. Take just a little time and try using one of these services. You ll never know, you may not have to go any further to find the most competent counsel for your legal needs!

About the Author

Looking for tips and suggestions about legal matters, visit http://www.personalinjurylawyersinc.com

Finding a Los Angeles Pedestrian Accident Lawyer

2005-10-19T23:15:00.000-07:00

Unfortunately, people are injured and killed on American roads all too frequently. While many of the grisly reports that we hear on the news involve the driver or passengers of a vehicle, incidents involving pedestrians are also far too common. Recent statistics reveal that pedestrian deaths occur as frequently as every two hours in the United States. If your life has been painfully touched by an accident like this, it is your right to pursue legal action, and while this cannot rectify what has gone wrong, it might bring to you some small sense of justice, and perhaps a monetary settlement that can help with any medical or other bills you have encountered. Here are some tips of locating the right Los Angeles pedestrian accident lawyer should such an event have befallen you in this city.

It can be difficult to find the right lawyer for you in a large, and often impersonal, city. A metropolis like Los Angeles will have a multitude of providers of all the services, and it can be impossible to determine which one might be the best to assist in your situation. The aftermath of an accident is the last time that you have the emotional resources to begin the difficult search for a Los Angeles pedestrian accident lawyer, so don't be afraid to enlist the help of a friend or relative. A personal recommendation is often the best way to find an experienced and personable lawyer, traits that are both important in your choice of professional. You will need to find a lawyer that has a deep understanding of this area of law, and one that will give you the personal attention you deserve - this is a difficult time in your life, and you need to work with someone you can trust.

If you are unable to pin down a personally recommended Los Angeles pedestrian accident lawyer, do not simply turn to the yellow pages for direction. These listings are often simply advertisements that are inevitably biased, and it is impossible to glean a true sense of which firm might be best for you from them. If you can, it is best to perform a little research before contacting a firm to ensure that they are what you are looking for.

It is wise to contact a lawyer as soon as possible after your accident, to ensure that your legal rights are upheld. Certain claims must be filed within a particular period of time following the accident; also, evidence and witnesses will be easier to find the sooner you react. Find a pedestrian accident lawyer who will act quickly and compassionately, so that out of this tragedy you will at least find some peace.

About the Author

Dave Hoffman is the founder of Personal Injury Atorneys a website providing information on personal injury law

Finding a Los Angeles Pedestrian Accident Lawyer

2005-10-18T23:30:00.000-07:00

Dave Hoffman is the founder of Personal Injury Atorneys a website providing information on personal injury law

Cyberlaw 101

2005-10-18T02:30:00.000-07:00

You've already discovered that the Internet is a great
medium for promoting your business. But just as you
can use the Net's various components like the web,
email, chat and newsgroups to network, to make new
contacts and to generate leads, you can easily find
yourself in hot water over legal disputes and legal
challenges.

Doing business on the Net can be fraught with legal
perils for those who act unthinkingly or unknowingly.
In some situations, laws governing cyber activities are
clearly defined and reflect the laws that govern our
activities in the real world. In other cases, the Internet
is still a "gray area", and laws will be established
through the outcomes of court cases.

Although situations differ, as do laws in various
jurisdictions, the following tips might help you stay
clear of trouble:

1. Registering a domain name doesn't prevent legal
challenges to your right to use that domain name. Many
a web site owner has been dismayed to hear from a
company claiming his or her domain name is a trademark
violation. To avoid problems in this area, conduct
appropriate searches before registering, and consider
registering your own domain name as a trademark.
Businesses that register domain names can help you assess
your options.

2. You risk copyright violation if you copy the
content, graphics, layout, name, look or feel of
another web site without express permission.
Several countries of the world, including Canada,
and the US, have signed an international copyright
convention that protects copyright in member countries.
If discovered in violation of copyright, your penalty
could be as small as being asked to remove the offending
material to as large a penalty as a court might see
fit to award.

3. If your web site contains bulletin boards or chat
rooms, you can be held liable for material posted by
visitors to your site. To reduce the potential for problems,
check your forums and chats regularly and remove
any content that could create trouble. Material to
watch for includes anything that could be considered
libelous, promotes hate, could be considered adult
content (and you do not have an adult site), could be
perceived as threatening or harassing to others, or
promotes an illegal activity, etc.
4. Avoid advertising statements that would be
illegal or prohibited in other media. Be particularly
cautious if your site advertises alcohol, tobacco,
pharmaceuticals, financial services, gambling, contests
or adult entertainment.

5. If linking to another web site, avoid deep linking
and avoid capturing the other site in your frames.
Most web site owners welcome links to their site
because links generate traffic and increase their ranking
with some search engines. Rarely will an owner complain
if you link without permission. However, you are not
entirely safe. Legal battles have been fought regarding
unauthorized linking. To minimize your chances of
running into trouble, make sure you link to the home
page instead of to an inner page and code the site to
open in a new window instead of within your frames.

6. Create an Internet and email policy for your employees.
If your employees are charged with sending harassing emails
or distributing copyright MP3 files while at work, for
example, you can be held responsible. Having a short
email policy stating that your employees must use email
in a legally responsible manner can go a long way to
protecting you in case of problems.

7. If purchasing packaged content for distribution and
publication, be sure you are dealing with a reputable
company. There have been instances of companies
selling packaged content without the permission or
knowledge of the content creators. This is copyright
violation, and you could be putting yourself at risk
if you use these materials.

Finally, please remember that these tips should not be
construed as legal advice. Consult with legal counsel
for matters specific to your own situation.

About the Author

June Campbell, "How-to" Booklets, Guides, Templates, & eBooks
-Business proposals
-Business plans,
-Joint Venture Contracts... More!
Visit to Claim Your FREE GIFT!
(http://www.nightcats.com)

10 Effective Ways To Gain More New Ezine Subscribers

2005-10-17T06:15:00.000-07:00

1. Swap ads with other ezine publishers.

Swap sponsor, feature, classified or solo ads with publishers who have subscribers targeted to be interested in what your ezine covers.

This will provide both you and the other publisher with a terrific way to get more subscriptions at no cost.

When choosing ezines to swap ads with, pick ezines that offer content that your new subscribers would be interested in, but not ezines that compete directly with you.

2. Write articles.

Your articles will give you a powerful way to get more new subscribers through your resource box at the end of your articles.

Submit your articles to article directories, article announcement lists and also to ezine publishers looking for articles to run in their ezines.

You could also create a list that announces when you've written a new article or articles to get more publishers to run your articles on a regular basis.

3. Create an ebook compilation of your articles and use it as a bonus for subscribing to your publication.

Multiply the number of subscriptions you get from your ebook by letting other ezine publishers use it as a bonus for subscribing to their ezines.

You can also let people rebrand your ebook with a link to their site or ezine to get more people to offer your ebook as a bonus or on their sites.

4. Swap recommendations with other ezine publishers.

You could recommend another publisher's ezine in your own words to your subscriber base in exchange for her doing the same for you.

You could also run a recommended ezines section in each issue or recommend other publishers' ezines on your "thank you" page or in your welcome message in exchange for the same to get long term promotion of your ezine.

5. Submit your ezine to ezine directories.

Your submissions will get your ezine noticed by people interested in the topic your ezine covers.

Submitting your ezine to ezine directories can also help you find more advertisers for your ezine and also other publishers who would like to participate in joint ventures with you.

6. Use ezine announcement lists to promote your ezine.

Many ezine announcement lists allow you to post ads for your ezine on a weekly or monthly basis giving you an easy way to successfully promote your ezine on an ongoing basis.

7. Make a sample issue available on your site or by autoresponder.

Your sample issue will increase your subscriptions by providing your visitors with a taste of the quality content to be found in your ezine.

8. Use your signature file to promote your ezine.

Add a signature file that promotes your ezine to your outgoing emails and also to your posts to discussion lists or online forums.

9. Purchase advertising in other ezines.

Run your ad in ezines that you enjoy and reach your target audience or search ezine directories for ezines that offer good advertising rates.

Place your ad for at least three issues in a row as repetition will help you get the most new subscribers from your ads.

10. Place f~ree ads in other ezines.

Many ezine publishers allow their subscribers to place a f~ree ad on a weekly, monthly or per issue basis as a benefit to subscribing to their publications.

Track your f~ree ads so that you'll know which ad copy produces the greatest results and which ezines would be good choices to pay for advertising in or swap ads with.

About The Author

Article by writer, Ken Hill. Do You Publish an Ezine? Want more subscribers? Put your ezine promotion on autopilot with this must have ezine promotional tool. Over 1600+ places to promote your ezine. Find out more now at: http://netpromarketer.com/ea.html

10 Classic Ways To Successfully Use Autoresponders

2005-10-16T07:45:00.000-07:00

1. Use your autoresponders to conduct simple polls.

Your polls can give you valuable information that you can use to make your ezine, site or product better. They can also help you to make decisions concerning making changes to your product, site, or ezine.

You can also make your ezine more interactive by running a poll in each issue and then publishing the results in the following issue.

Using polls in this way will help you to increase your readership as your readers will be interested in seeing the results of the polls you've run.

2. Use your autoresponder to deliver an email course that shares with your visitors the benefits of owning your product.

To create your course, you could use your articles as the main content of your course or you could use them as a guide to making your course.

You could also use questions you get from your visitors and customers to write a course that your visitors would be interested in and that increases your sales.

3. Make a multipart report available by autoresponder that delivers extracts of your informational product.

Your multipart report will lead to more sales of your product as it allows your visitors to try out your product before they buy it.

To make up your multipart report you could use excerpts from a single chapter of your informational product or you could string together excerpts from several different chapters to create your report.

4. Use your autoresponders to deliver training courses.

For instance, you could offer your new affiliates a generic email training course that shows them how to make money promoting affiliate programs.

Your course would not only encourage more people to join your affiliate program but would also increase your profit by elevating the number of your affiliates that effectively promote your products to their visitors or subscribers.

5. Use your autoresponders to publish an ezine.

Autoresponders with a broadcast feature will handle your subscribe and unsubscribe requests, and provide you with an easy way to send out your issues to people that join your list.

Concentrate on making your ezine a valuable source of information for your subscribers. Also add your personality to your ezine by writing articles, adding an editors section, or by giving your views on subjects of interest to your readers.

6. Use your autoresponders to deliver a "rate card" for advertising on your website, or for purchasing advertising in your ezine.

7. Use your autoresponders to deliver sample issues of your ezine.

Providing a sample issue is a simple and effective way to increase your subscriptions by showing your visitors what your ezine is all about.

Your sample issues can also increase the sign ups you get from ezine directories that allow you to submit a sample issue for their visitors to receive by autoresponder.

8. Use autoresponders to create a list that announces when you've written a new article or articles for publication.

Your list will increase the number of ezine publishers and webmasters that publish your articles, and can also help you to increase sign ups to your affiliate program if you let your affiliates use your articles as a promotional tool.

9. Use your autoresponders to announce when your directory is updated.

For instance you could create a list that announces when your article directory is updated with new articles.

You could list the titles of the articles submitted to your site along with the URL where they can be viewed.

Creating a list like this will build up repeat traffic to your site giving you an excellent way to achieve more sales of your products.

10. Use your autoresponders to send out an "evergreen" newsletter.

"Evergreen" newsletters have all their issues already completed. Each new subscriber gets the same first issue, second issue, third issue, etc.,

Publishing an "evergreen" newsletter is a good choice for people that don't have the time to publish an ezine on a regular basis, but that would still like to reap some of the benefits of publishing an ezine.

Publishing your "evergreen" newsletter can be as simple as sending out a valuable tip every week that targets your niche audience such as an informative weekly writing tip if you sold a product aimed at writers.

Keep in mind that your "evergreen" newsletter should not be on a topic where the information you provide your readers could become outdated. Choose a subject where the information you provide your subscribers will continue to be relevant for a long period of time.

About The Author

Article by writer, Ken Hill. Ignite Your Sales With Unlimited Follow Up Autoresponders! All in one list builder, follow-up manager, and ezine publishing tool. Pick up your no cost 30 day trial today at: http://www.scstats.com/r.cfm?i=5343

10 Beer Budget Event Marketing Tips

2005-10-15T12:00:00.000-07:00

Are you planning an event or participating in a trade show any time soon? If so, consider the following 10 low-cost marketing tactics before mailing your payment.

Event Marketing Tactic #1 -- Is the purchase decision-maker attending the event? Are you certain? Let's say you sell gifts that help increase employee moral and you're considering exhibiting at the National Association of Human Resources annual conference. Is your decision-maker attending? Who attends this event -- HR directors, managers or VPs? Perhaps all, or a small percentage of all three attend. If your decision-maker is a human resources director, then you'll want to make sure the event management company can provide you statistics supporting what percentage of the participants have director-level titles. You need to drill down to your target audience. It's not good enough to say that it's a human resources related event; rather, is the job title you're targeting attending? And if so, what percentage of the attendees hold this title? I recommend at least 50-60% before spending any money.

Event Marketing Tactic #2 -- What value-added benefits is the venue [trade show organizer] making available to your business? Will they allow you access to the attendee mailing list so you can implement a premailing promoting your one-day trade show special, as well as the location of your booth? Well organized events, at minimum, provide a list of attendees after the event so exhibitors can follow up. More organized events provide participant contact information BEFORE the event as well as after. Other value-added benefits to inquire about include: being included in participant email distributions promoting the event, as well as an advertisement in the event show guide.

Event Marketing Tactic #3 -- Target your event qualifying questions around the "who?," instead of the "how many?."

Event Marketing Tactic #4 -- Giveaways should be relevant to your business. Don't give something away for free just for the heck of it. Who cares if you collect 10,000 names because you ran a really cool promotion giving away a free 48" TV. If you're a personal chef, what does a TV have to do with your business? Nothing! [Unless you're Emeril.] Therefore, you've just collected 10,000 NON-qualified leads. Instead, as a personal chef you could try, "Sign up to receive our special report, "How to Live Like the Rich; Tips to Hire an Affordable Personal Chef." One can assume the majority of business cards deposited in your fish bowl have an interest in personal chefs.

Event Marketing Tactic #5 -- Location, location, location. If prospects can't see you, then you're wasting your time. Don't be fooled into purchasing a cheap booth at a last-minute special, such as "One booth remaining at 50% off." Chances are no one will be visiting you, since your booth will be tucked away hidden from all eyes. The most ideal locations are found at the entryway to the event and near the pathway to the food stations and restrooms. Corner booths between major walk-throughs are ideal.

Event Marketing Tactic #6 -- Some of your most qualified event leads come from networking with other exhibitors. Therefore, secure the exhibitors' list several days before your event. At minimum, you want to know what competitors will be there so you can mystery shop. What's more, you want a plan outlining what exhibitors you intend to approach to either pitch your services, or secure an informal partnership. Prepare your plan and your sales-spin before the big day!

Event Marketing Tactic #7 -- Would you like to participate in more events but don't have the budget? Try approaching complementary exhibitors and ask if they'd be interested in sharing booth space with you. Split the costs. Moreover, you can cover for each other when you need a break. Or, look around for hidden advertising money. If you're a distributor, perhaps you've accrued MDF funds [Market Development Funds] a.k.a. advertising coop money, unbeknownst to you. Many companies will allow resellers to spend MDF funds to pay for event booth fees.

Event Marketing Tactic #8 -- Save yourself a lot of time and only approach event passersby who make eye contact. People who don't look at you or your booth are not looking for a reason. Remember, you can only speak to so many people at an event, therefore utilize your precious time wisely. Target those who make eye contact.

Event Marketing Tactic #9 -- Make sure you're allowed to display signs, posters, banners, etc. Treat your signs as miniature billboards. No more than six words and make sure it can be read from at least 10' away.

Event Marketing Tactic #10 -- Don't pay full price. Remember, almost everything in life is negotiable, including booth fees. Always ask for a price reduction; you'll be pleasantly surprised. Printed advertising and/or booth fees are just a starting point for negotiations.

P.S.....Stand up, don't chew gum and try not to talk too much to the other people working your booth. The latter makes you appear unapproachable. Finally, your attire should be slightly better than what you believe attendees will be wearing. For example, if you're attending an event whereby most of the attendees are engineers, don't wear a three-piece suit!

About The Author

Sharron Senter is a New England-based marketing consultant, speaker, writer and founder of Senter & Associates, a marketing communications firm that helps small and home-based businesses deploy low-cost online and offline marketing strategies. She s well known for her free weekly emailed marketing tips found at http://www.sharronsenter.com

$10 Per Click - Do They Know Something We Don't?

2005-10-14T13:15:00.000-07:00

I have utilized pay-per-click (PPC) advertising since its inception about two years ago. With PPC, the advertiser is only charged when a person actually clicks on their link. The amount you actually pay for each click is referred to as the cost-per-click (CPC). I've got to admit, I was pretty leery at first. But since then I've watched the price of certain search engine keywords skyrocket in excess of $10 per click! The big question isn't how much it costs per click but how many clicks does it take to get an acquisition. I've often asked myself, why would so many companies pay that much money for one single, measly, push of the index finger? The answer is simple - it just works!

HOW TO JUSTIFY $10 PER CLICK

The advent of PPC advertising has changed Internet marketing forever. It represents a free market in much the same way as eBay -- controlled by a natural supply and demand relationship. For a keyword phrase such as debt consolidation, the top five advertisers are willing to pay cost-per-click charges of $10.01, $10.00, $9.99, $7.00, and $6.97. My first reaction was, something has to be wrong with this picture - it just can't be! So I looked at the life insurance phrase, where the top five range from $7.00 to $3.50. Then there are drugs like Xenical that range from $6.76 to $6.74. There are many more examples where the cost-per-click exceeds $6.00, $7.00, or $10.00, but you get the point.

The fact of the matter is that while PPC advertising can work quite well - it can also be a flat out failure. When companies are willing to pay more than $5.00 per click, you can be pretty certain that they have figured out how to make it work - otherwise they wouldn't pay those prices.

THE SELECT FEW

I have seen many situations where PPC will work for one company but not for another in the same industry, using the same keywords. Large and small companies will venture in, bid for a week or two, and then drop out -- never to be heard from again. Some will come in, drive the prices way up then drop back out to obscurity. The select few who are successful have found the secret -- a combination of patience, determination, creativity, keyword selection, management and analysis. They do the math, every day - they manage the bids, every day - they look for new keywords, every day - they analyze the results, every day. It takes a great deal of work to figure out how to make PPC advertising deliver results, and the ones who have are now benefiting - every day.

WHAT IS THE COST OF AN ACQUISITION?

In order to determine if your PPC advertising is justified, the first thing you need to understand is your current acquisition cost - what does it now cost to acquire a new customer or order? It's amazing how few companies know what their cost of acquisition is. To keep it simple, take your total advertising expenditures and divide it by the number of new acquisitions (orders or customers), that should give you a rough estimate of your cost per acquisition. Similarly, after running a PPC campaign for a month, you take the total advertising expenditures divided by the number of acquisitions. Of course, these raw numbers are not burdened by administrative costs, but they still provide an apples-versus-apples comparison.

I have managed PPC campaigns where the average cost-per-click was $0.40 and others where it was $5.00. The key question remains: how many clicks does it take to get an acquisition? If the cost for each click is $0.40 and it takes 200 clicks for an acquisition, then the acquisition cost is $80.00. If the cost for each click is $5.00 and it takes 10 clicks, the cost of the acquisition is $50.00.

FINDING THE GAPS

Two key points are crucial: (1) how much does it cost to get an Internet acquisition compared to traditional methods? and (2) what is the value of a new customer? In some businesses a new customer is worth $1,000, while in others, only $10. Typically, the cost-per-click reflects this value, but since the market is still very small, there are significant gaps. Remember the debt consolidation keyword phrase above? The difference between the first and last cost-per-click was about 30%. On the other hand, there is literally no difference between cost-per-click rates for the keyword Xenical . From this you may conclude that there is a lot more competition for Xenical then there is for debt consolidation . The opportunity is between the gaps in the 30% differential example.

The bidding market for keywords is still so new and untapped that it's rare to have more than three competitors fighting over a specific phrase. The gaps in keyword cost-per-click charges such as debt consolidation are the norm and represent tremendous opportunities still available in this media. Right now they are plentiful, and for those few people who take the time to understand this important marketing tool, the time to act is NOW!

ABOUT THE AUTHOR

About The Author

Neal Lebar has proven that Internet marketing can generate returns far greater than traditional media. For more information, visit www.innovate-inc.com or e-mail nlebar@innovate-inc.com

Choosing a Boston Personal Injury Lawyer

2005-10-13T16:45:00.000-07:00

If you have had the misfortune to suffer a personal injury, you will understand just how deeply such an event can change your life. You will probably encounter huge medical bills, and may need ongoing medical care for a long period of time. You may be unable to work, perhaps even permanently, and you may have a spouse or family who are shaken by both the financial implications and changes in their life situation and routine. While obtaining the right settlement will not erase the impact of your accident, either in physical or emotional terms, right attorney will be able to arrange a deal for you that will at least help ease your monetary worries. For those of you living within the confines of this city, here are some tips to help you find a Boston personal injury lawyer who will help you make the most of this difficult time in your life.

Firstly, ensure that your lawyer has direct experience in personal injury law. The law is an enormous area, and specialisations within it have developed for a reason. By choosing a professional who deals primarily with this type of case, you will be ensuring that you are dealing with a lawyer who understands this particular area of the law in detail, which in turn means they will be equipped with the knowledge and experience to get you the best deal possible.

While the majority of personal injury cases are not resolved in the trial court, you should still ensure that your Boston personal injury lawyer is prepared to go the distance if necessary. Select a lawyer who provides a personal service too, one who is accessible to you, and with whom you feel comfortable working. Your initial first impression can go a long way in helping you choose the right lawyer - ensure that at your initial meeting he or she is timely, professional, and communicative. If this is not the case, you may be better off continuing your search.

Above all, do your homework before selecting a Boston personal injury lawyer. Research the credentials of the professional you choose, and, if possible, find personal and professional testimonials regarding your prospective professional. They will all advertise themselves as the best - but try to make that decision for yourself. The settlement you receive could depend upon it.

About the Author

Dave Hoffman is the founder of Injury Lawyer Search a website dedicated to injury attorneys

Choosing a Boston Personal Injury Lawyer

2005-10-12T21:30:00.000-07:00

Dave Hoffman is the founder of Injury Lawyer Search a website dedicated to injury attorneys

"My Child Has Opie Eye!"

2005-10-12T01:30:00.000-07:00

7:00 a.m., the silence in the house is broken by my child's call to me, from another room, "Mom, please take care of my Opie eye!"

Huh?...

My mind is spinning trying to process this information, what sort of illness is Opie eye? Is it a variation of Pink eye? What is the cure? What is the cause? Why didn't I notice it? Why hadn't I heard of it?

I must be a terrible parent.

My mind goes back the 1960's sitcom 'The Andy Griffith Show' where Ron Howard played the sheriff's young son Opie. This must be the reference for Opie eye, I surmised. I can't think of a single thing wrong with the adorable little guy's eyes.

I'm not doing well sorting this out.

Then I hear it again, "MOM, Puh-lease take care of my Opie eye.... I can't go to school until you do!"

I decide to go to my child and have a look, perhaps this problem has another name that I'm familiar with.

As I walk up to her, tilt her head toward the light and have a look at her eyes she says in her best teenage I'm-disgusted-with-you tone, "What ARE you doing?"

"Why, I'm looking at your eyes. Which one is bothering you?" I counter in my best Doctor Mom voice.

To which she flatly retorts, "There is nothing wrong with my eyes."

"Then what is all this about you having Opie eye? I asked now very confused.

She held out an extended hand with a form and a pen. The form that she wanted signed was saying that I have seen and agree with her Spanish teacher's guidelines for (are you ready) an Oral Proficiency Interview.

That's right, O.P.I.

In my best Gomer Pyle voice I loudly declare, "Shazzam! Andy call Aunt Bee to bake a pie, my child don't have Opie eye!"

While we laughed ourselves silly over this early morning incident, it provides a very important lesson in business. Nothing defeats your purpose faster than using acronyms that nobody understands.

I have articles submitted to me for publication every day using acronyms that are meaningless to my readers.... they are not published here. I receive publications everyday, that I can not find the web site because the publication is sent as an acronym and I don't know or can't remember what the acronym stands for.

You can't sell to people that don't know what you're talking about. Therefore, by using acronyms you defeat your purpose and I would advise that you stop P.D.Q. (Pretty Darn Quick) It is your job to educate, not intimidate or confuse your clientelle.

About The Author

Thea Swafford is the owner of, The Shepherd's Inn Inc. and two very successful web sites that focus on helping both the novice and netpreneur to reach their objectives with wisdom and humor.http://Targeted-Ad.Com and http://Secrets-To-Your-Successful.Com, for our free newsletter secrets@a1ebiz.com

thea@secrets-to-your-successful.com

Where to Get Legal Representation for Your Injury Claim

2005-10-11T04:15:00.000-07:00

Nowadays, getting legal assistance and representation are so costly that many are finding other ways to look for cheap and sometimes "free" legal advice. The Internet is filled with online sources and legal websites that offer supposedly free legal counsel.

Quite a few sites actually, offer detailed analysis of situations most often for free, or sometimes for a minimal fee. Many of them entertain legal queries. However, the legal advice that you may get from these sites are not reliable, and most of the sites even have a disclaimer on the advice provided.

Nothing beats advice coming from a reputable and knowledgeable lawyer. Here are some ways to help you find a good, experienced personal injury lawyer, whom you feel you can trust:

Innie Minnie Miny Moe Who do you refer?

Getting referrals on experienced lawyers is easy. However, you need to meet with each of them to discuss your claim before you decide to hire someone. And be prepared to get rejected. Remember that lawyers are practicing their profession for their own gains. Many do not take cases if they fall below a certain potential recovery amount. In addition, there are also those who reject claims that are not crystal clear. So make sure you have everything in place and all the information when you meet with the potential lawyers.

You can get referrals from (1) friends and acquaintances, (2) other lawyers, and (3) referral services. Talk with friends or acquaintances who have been represented by a lawyer in their own cases. If they have nothing but good things to say about a lawyer, put him/her on the list. Discuss your case with that lawyer and decide if you feel that you will be comfortable working with him or her.

Other lawyers you know would also be able to make referrals of other lawyers. They usually confer cases with one another so most of them may know someone who can handle your case.

On the other hand, most bar associations have referral services where names of lawyers and their specialties are available.

Let's discuss the problem

As with all referrals, discussing your case with each of the lawyers will help you determine the best representation that could handle your personal injury claim. Bring all pertinent documents from the police report, to medical bills and correspondences with the insurance company. Most lawyers do not charge at the initial consultation. Nevertheless, there still those who already want to charge for discussing whether or not he or she will take the case. When this happens, it's time for you to go look somewhere else.

His/Her General Experience

You need to know a few basic things about your potential lawyer. These include: (1) How long has the lawyer been in practice; (2) What percentage of the practice involve personal injury claims; (3) Does the lawyer practice as a plaintiffs' or defendants' representative; and (4) Would he or she personally handle your case. If not, then find out who would be dealing with you directly, and ask to meet that lawyer. It's not uncommon for more than one lawyer in a firm to handle the same case. Often, less experienced attorneys handle routine tasks.

How much is it worth?...

After discussing the facts on your case, it's time to move on to how much he or she thinks your case is worth. In addition, ask your potential lawyer how difficult he or she thinks it may be to get the insurance company to pay the amount. This is the time to let your lawyer know what it is you want him or her to do for you.

In the end, getting your lawyer to represent you depends on your needs and wants. So don't confuse the information you get from the Internet with true legal advice. Obtaining advice and representation from a licensed, practicing lawyer is still the most reliable means when you're facing a particularly serious or complicated injury claim. As in any other regular hiring process, just remember to interview first before you decide. If you feel confident with a lawyer's experience and his ability to handle your case, chances are you found the best lawyer for you.

About The Author

Granny's Mettle is a 30-something, professional web content writer. She has created various web content on a diverse range of topics, which includes digital printing topics, medical news, as well as legal issues. Her articles are composed of reviews, suggestions, tips and more for the printing and designing industry.

Her thoughts on writing: "Writing gives me pleasure pleasure and excitement that you have created something to share with others. And with the wide world of the Internet, it gives me great satisfaction that my articles reach more people in the quickest time you could imagine."

On her spare time, she loves to stay at home, reading books on just about any topic she fancies, cooking a great meal, and taking care of her husband and kids.

For additional information and comments about the article you may log on to http://www.personalinjurydefenders.com

contactus@personalinjurylawyersinc.com

Boating Accident Lawyers Know Best

2005-10-10T08:30:00.000-07:00

If you or someone you know has been a victim of a boating accident, you need an individual who basically understands what you re going through especially when you are considering to file a lawsuit against the person who is at fault of the incident. I am referring here to a boating accident lawyer who knows the legal implications of your trial and who will be your greatest support along the process.

Basically, you need an experienced and competent boating accident lawyer to back you up in your case. Who would want a lousy lawyer? No one. And so, if you re in this situation, you ll want an attorney who has all the important set of skills and a winning professional background. What you re going through isn t easy so you really need somebody to support you, aside from your family and friends, in the persona of your boating accident attorney. He ll be the one to evaluate your possibility of having a case and the amount of compensation that you deserve.

There are lots of boating accident lawyers who can be found wither online or locally. You can ask your friends and co-workers for recommendations. Also, have a lawyer recommend a boating accident attorney whom he knows too. Remember that a lawyer only recommends lawyers whom they trust and whom they believe in. You can also try online referral services where previously-screened lawyers will be matched to your lawyer requirements. This is the most efficient way to locate a proficient legal specialist.

Boating accidents bring pain and suffering to its victims especially to those people who have lost their loved ones from such incidents. Therefore, it is really important to have outstanding legal care to depend on so that you can recover faster. And as expected, your lawyer will guide you all throughout the legal process and towards a successful lawsuit. In addition, an experienced lawyer will always prioritize your case above anything else.

When a boating accident lawyer has already been practicing this area of law for quite some time, you can expect him to become a better establisher of truth and justice. He can already view every angle of the situation and say what legal actions to be given consideration. And as a victim, you also need to be knowledgeable and confident on your lawyer that your case will soon end up successfully. This is indeed a benefit on the part of the victims of the accident as you work together in your case.

About the Author

Auto Accident Lawyers

2005-10-09T09:30:00.000-07:00

Automobiles can cause grave accidents leading to serious injuries. A large percentage of auto accidents are caused by negligence and recklessness of drivers. Some are due to intoxication or drug influenced drivers. A number are caused by poorly designed roads and improper traffic signals. It can also be caused by a defective vehicle or tire.

In times of auto accidents, it is important to know how to react in order to protect your rights and to make sure that you do not commit errors that can finish up costing you a sum. There are certain measures that you should take to keep in control with the situation. When involved in an auto accident, do not leave the premises because it is against the law and it will be difficult to pinpoint who is to be held liable for the accident. Get medical attendance right away. If there is already a police, make an official report to help protect your legal rights in the future. In addition, you can also write down important details such as the names, phone numbers, license plate numbers and addresses of the persons involved or who has witnessed the accident. If possible, you can take pictures of the auto accident scene. Never discuss the accident with anybody other than your auto accident lawyers.

In today s fast paced world auto accidents occur too frequently. The consequence varies. Majority results are minor property claims. Some car accidents result in substantial property damage, serious personal injury or death. The instantaneous aftermath of a serious auto accident are simply overwhelmed by the barrage of telephone calls, insurance paperwork, accident reports, treatment costs, medical bills, paperwork and other correspondence that are received immediately after an auto accident. It is almost unworkable for someone who has been severely injured and in the process of recovering to delve into this mass of paperwork, procedures and deadlines. Most of the time, while victims are under treatment for their injuries, the insurance companies are trying to mitigate their damages through personal injury payout or auto accident settlement. As a result of these instantaneous aftermaths, car accident victims do not receive reasonable compensation to which they are entitled.

Personal injuries can range from minor to critical state. As a result, this involves hospitalization, therapy, ongoing medical visits and loss of income. These things can be recovered through the assistance of skilled auto accident lawyers. Insurance companies usually defend accident cases. Their goal is to make and accumulate as much money as possible. On the other hand, an experienced auto accident lawyer uses his knowledge and expertise for the client s advantage. Auto accident lawyers are the most credible persons to advice you of your legal rights and options and defend you in your legal battles. You should get the services of an auto accident lawyer early on in order to be enlightened and be assured of your case.

About the Author

Looking for tips and suggestions about legal matters, visit http://www.personalinjurylawyersinc.com

Asbestos Lawyers Can Help You

2005-10-08T13:45:00.000-07:00

Each year, hundreds of people are diagnosed with Mesothelioma. This condition is a deadly condition that could have been prevented. If you or someone you know has it, contacting an asbestos lawyer is in your favor. There are many laws that prohibit the use of and handling of asbestos materials. Unfortunately, this disease is one of the most deadly. It only makes sense to punish those who put you in this situation in the first place. Asbestos lawyers can do just that for you.

Mesothelioma is a disease that is contracted when individuals are exposed to asbestos materials. These materials were used in many of the homes and buildings constructed only a few decades ago. The materials have been banned from use years ago. What makes Mesothelioma so deadly is the fact that it hides within the body for years, decades even. As it slowly worsens, symptoms become apparent. But, when these symptoms begin to show and medical treatment is sought, it is often too late to treat and death is really around the corner.

For those individuals who have been exposed to asbestos materials within their lifetimes, it is important to insure that your doctor knows about it and can monitor you for any symptoms.

Asbestos lawyers can help you get your medical bills paid, help you get your affairs in order, and help you punish the individuals who have allowed this to happen to you in the first place. Asbestos lawyers will listen to your individual case and help you determine the right course of action to take. They are willing to help you fix what has been taken from your life. You can find asbestos lawyers throughout the internet and in your local neighborhoods.

It is important for all individuals who think that they have been exposed to asbestos to contact their doctors immediately. There is simply no time to wait. And, once your doctor confirms your condition, whether you have full blown Mesothelioma or not, contact an asbestos lawyer right away.

About the Author

Find more information and tips about asbestos lawyers by visiting http://www.dailyasbestosnews.info

A College Loan Will Finance Your Education!

2005-10-07T13:45:00.000-07:00

A college loan has given people all over the United States a chance to further their education, even if they are not making a lot of money. Education loans can be a big help in paying for college. You'll find these loans offer a low interest rate and a generous repayment period. Of course, student loans must be repaid, usually with interest, although some education loans have provisions for cancellation if the borrower performs a program-related service. If you are looking for a loan, be aware that there are many different types of loans. Try to find the student loan that fits you the best. For example, there is a loan called the Federal Stafford Loan. The Federal Stafford Loan is the most widely used loan in the student education loan program. Federal guidelines limit the maximum interest rate to no more than 8.25% and outline repayment terms of up to 10 years. Remember that if you ever need help or are falling behind on payments, consider a consolidate student loan.

Tips on getting a deferment for your College Loan.

If for some reason you are unable to meet your monthly payments, consider a college loan deferment. A deferment is a suspension of payments for special reasons. Usually, those who borrowed their first Stafford Loans after July 1, 1993, are eligible to defer payments if are enrolled in at least half-time at an eligible school, unemployed, in a graduate fellowship program, in a rehabilitation training program for people with disabilities, or suffering economic hardship. A college education is expensive, but with the right student loan you will be attending class without financial worry in no time!

Mike Yeager

Publisher

http://www.a1-loans-4u.com/

The Cloning Debate

2005-10-06T17:45:00.000-07:00

Cloning is the process of creating an exact copy of the original, and recently, cloning refers to the replication of living humans and animals. Somatic cell nuclear transfer, as the process is called, involves removing the nucleus from an egg cell and replacing it with the nucleus from a cell of the organism to be cloned. In the past few years, advances have been made in both human and animal cloning. Scottish scientists famously cloned a sheep, and British scientists reportedly cloned a human embryo that survived for five days. Cloning is an extremely controversial subject that forces society to examine the proper limits of man s control over life.

In 1997, Scottish scientists famously produced a female sheep, Dolly, using the process of reproductive cloning. Since that time, other scientists have cloned other species, including cows and rabbits. Most recently, scientists are attempting to reproduce humans through cloning. President Bush and the Republican party are strongly in opposition to human cloning. Conservatively tend to believe that life is a creation, not a commodity, and that human cloning would have a disastrous impact on the American moral fabric. In 2002, Congress introduced a bill that would ban human cloning in all forms, imposing a prison sentence and multi-million dollar fine on anyone who attempted human cloning. (The Ban on Human Cloning Act has yet to be passed.)

There are practical considerations to the cloning debate, as well. Most medical experts believe that reproductive human cloning would not produce a health newborn. Indeed, many scientists predict that cloning would produce harmful abnormalities in a baby s genes. Many scientists and medical practitioners welcome the advance of cloning for individual human cells. This process, called therapeutic cloning, adopts the concept of cloning on a micro scale, to help regenerate broken or diseased body parts. Some politicians, such as Republican Senator Arlen Spector of Pennsylvania, support the idea of therapeutic cloning.

Critics of therapeutic cloning argue that the process should be prohibited, no matter how beneficial the practical applications may turn out to be. The most vocal critics of therapeutic cloning, mainly from religious communities, argue that the destruction of human life, even on cellular level, is a moral offense. These cells form the beginning of human life, and humans do not have the right to destroy life in order to create life. The creation of life, they argue, should be left to God.

The cloning debate lends itself to larger questions, including: Is it immoral to recreate life artificially? Does human life really begin at the cellular level? Should the government interfere with scientific advances that could benefit millions of people?

About the author:
OpineTree is a blog website that encourages debate on today s most controversial political topics, including abortion, affirmative action, cloning, the death penalty, euthanasia, gay marriage, gun control, health care, social security, stem cells, as well as other debate topics. Visit to join the cloning debate.

7 Tips to Hiring a Good Personal Injury Lawyer

2005-10-05T21:30:00.000-07:00

If you suffer an injury resulting in significant damages you will need to hire a personal injury lawyer. But in any given city, there are probably over 20 pages of personal injury attorney listings in the phone book. How do you pick the right one? What do you look for? What questions should you ask?

Here are 7 things you should know before hiring your injury lawyer...

1) The sooner you hire your lawyer the better. Begin looking for your personal injury lawyer within a week or two after your accident. If you're not physically capable you should have a friend or loved-one start looking. The sooner you start building your case the better.

2) Hire a personal injury lawyer that specializes in your specific type of injuries. Do your homework before signing the retainer agreement. Visit the firm's website and read up on it's history and each lawyer's biographical information. Ask the lawyer for some referrences and ask how much experience they have in handling cases with similar injuries. What settlement awards did they get in those cases?

3) Have a face-to-face meeting with your prospective lawyer. Your personal injury lawyer is going to be your closest advisor during this difficult time. You must feel comfortable and trust your lawyer. The only way you'll get a feel for the lawyer is by having a sit-down to discuss your case. Any good personal injury lawyer will give you an initial consultation free of charge.

4) Hire a lawyer that will take your case on a contingency fee basis. This means that your lawyer won't get paid unless you get paid. He will take his fee out of the money you receive for your injuries. You can expect your lawyer to take about 33% of your final settlement - that's after expenses are taken off the top. Make sure you clearly understand the payment structure before you sign the retainer agreement.

5) Beware of ambulance chasers. The goal of these lawyers is to get lots of minor personal injury cases and settle them quickly - they make their profit from high turnover. So naturally they won't put as much time and effort into each case as they should. (If you're looking for a quick settlement be prepared to accept less than what your case is really worth.)

6) Hire a lawyer with a good Martindale-Hubbell rating. This service evaluates lawyers in the U.S. and Canada based on peer review. Their website, Martindale.com has a helpful lawyer locator service and will explain the rating system.

7) Always be completely open and honest when discussing your case with a lawyer. Tell the lawyer as much as you can about what happened. Try to remember every detail. Any documentation and pictures you have of your injuries and treatment will be a big help when evaluating your case.

Bonus Tip:

8) NEVER give a recorded statement to a representative from any insurance company until you've consulted a lawyer. When the rep. asks for one simply say, "I'm not prepared to give a statement at this time." A recorded statement can be used as evidence and if you're not prepared you might overlook important details. Anything you miss (or misrepresent) can be used against you in settlement negotiations and in the trial.

Arthur Gueli works with his brother Charles (a licensed personal injury attorney) teaching injured plaintiffs how to obtain fair compensation for their damages. Feel free to visit their educational website, www.Injury-Settlement-Guide.com to learn more about how to hire a good personal injury lawyer.

5 Tips to Help Avoid a DUI Conviction

2005-10-05T01:00:00.000-07:00

If you are ever arrested for drunk driving (also called DUI for "driving under the influence" or DWI for "driving while intoxicated"), your experience will begin with an officer stopping you because of some questionable driving pattern, or possibly because you encountered a DUI "sobriety checkpoint" or you were involved in an accident. The officer will approach your car and ask some questions. You will then be asked to perform "field sobriety tests". He may also ask you to breath into a handheld device, technically called a PBT or "preliminary breath test". You will then be arrested. On the way to the police station, you will be asked to submit to a breath or blood test -- and told that if you don't, your driver's license will be suspended.

What should you do and say during all of this to minimize the risk of a criminal conviction and a license suspension?

1. Politely decline to answer any questions without an attorney present. It is a cardinal rule in legal circles that only incriminating statements are included in police reports and later testified to in court; statements pointing to innocence are invariably ignored, forgotten or misinterpreted. Bluntly put, whatever you say will almost never help you and can only hurt you.

2. Decline to take any so-called field sobriety tests. These are theoretically intended to determine impairment, but in fact are designed for failure. In most cases, the officer has already made the decision to arrest and is simply going through the motions and gathering further evidence to bolster his case (he is the one who decides whether you "pass" or "fail"). In almost all states, you are not required to submit to this "testing". It's unlikely that taking it will change the officer's decision to arrest.

3. Decline to take a "PBT" (preliminary breath test). These handheld units are carried by officers in the field to help decide whether to arrest or not and are notoriously inaccurate. In most states, drivers are not required to submit to these tests (in some they are required if you are under 21). Although most states admit the results of these tests into evidence only to show the presence of alcohol, some permit them to prove the actual blood-alcohol level.

4. Do you choose blood, breath -- or refuse to take any chemical test? This is a case-by-case decision, and involves a number of considerations. First, although blood tests are subject to many possible errors, they are generally more accurate than so-called "breathalyzers"; if you feel your blood-alcohol level is below .08%, then you might want to choose the blood test. Secondly, whether to submit to testing at all requires some knowledge of your state's laws -- specifically, the consequences of refusing. If the increased criminal penalty and license suspension do not outweigh the possible benefit of depriving the prosecution of blood-alcohol evidence, then you may wish to refuse. Bear in mind that the prosecution will charge you with two offenses, DUI and driving with over .08% blood-alcohol; without a blood or breath test, he cannot prove the .08% charge, and there will be no chemical evidence to corroborate the officer's testimony. You should also realize that in many states chemical evidence of a very high blood-alcohol level, say over .15%, can trigger more severe penalties.

5. In almost all states, your driver's license will be immediately suspended if either (1) the chemical tests results are .08% or higher, or (2) you refuse to submit to testing. You have a right to a hearing to contest this administrative suspension, and there are many possible defenses, many of them technical in nature. This hearing is usually separate from the criminal proceedings, and involve different procedures and issues than in court; it is not uncommon to lose the criminal case but win the suspension hearing. However, as most motor vehicle departments do not really want the time and expense of providing these hearings, they tend to provide notice of the right buried in fine print given to arrestees. The critical information is the requirement that an actual demand for the hearing must be made by the arrestee -- usually within ten calendar days. If you do not contact the DMV within ten days, you lose all rights to a hearing -- no matter how good a defense you may have. Tip #5: Get an attorney right away, or make the call yourself -- and make sure you can later prove you made the call within the ten day window!

Lawrence Taylor is a former prosecutor, Fulbright professor of law, and author of the standard legal textbook, "Drunk Driving Defense, 5th Edition". He heads an 8-attorney DUI defense law firm in Los Angeles.

About the Author

Lawrence Taylor is a former prosecutor, Fulbright professor of law, and author of the standard legal textbook, "Drunk Driving Defense, 5th Edition". He heads an 8-attorney Los Angeles DUI defense law firm.

4 Tips to Help You Find a Reputable Mesothelioma Lawyer

2005-10-04T02:45:00.000-07:00

Mesothelioma is a rare form of cancer that affects the sac lining the chest (the pleura), the lining around the heart (the pericardium), or the lining of the abdominal cavity (the peritoneum). Studies have shown that people, who suffer from the disease mesothelioma, were exposed to an abundance of asbestos at one time or another in their life. Unfortunately, many people become exposed to asbestos unknowingly, usually as part of a job. Because of this, someone who has mesothelioma is often entitled to compensation. There are many mesothelioma lawyers, but the following easy tips can make it easier to find a mesothelioma lawyer.

1. Research all you can concerning mesothelioma. The more you understand the disease affecting you or a loved one, the better you will be able to judge a lawyer s expertise. A lawyer who understands many aspects about the disease is the ideal lawyer. If your lawyer understands your or your loved one s symptoms, and complications stemming from the disease, he or she will be better able to defend you. Unfortunately, some lawyers do not do their homework in regards to medical cases. This often leads to losing cases. A reputable lawyer will certainly know the ins and outs of the disease, so be sure to ask as many questions as you can think of.

2. Use phone books and Internet search engines to find lawyers. This may seem simple, but some people don t bother taking the time to look through many lawyers. Accepting the first lawyer that calls, or that one sees on TV is not a good idea. Searching in Google for the keyword mesothelioma lawyer will yield better results in the end than simply accepting whatever lawyer comes along. Giving yourself a variety of lawyers to consider will give you the best idea of who will be willing to work hardest for you, who is sincere, and who will most likely help you win your claim.

3. Read the fine print, and know your lawyer s case history. Once you are nearing your decision and narrowing down potential candidates, take your research to a new level. It is always a good idea to find out about a lawyer s case history. Additionally, it is advisable to know exactly what kind of deal the lawyer is seeking with you. Lawyers dealing with medical-related lawsuits usually do not get paid unless they win the settlement. Some lawyers request different percentages. Compare these requests and choose the lawyer that you would feel most comfortable with. Unfortunately, some lawyers might try to take advantage of an unknowing client. In order to protect your interests, and make sure you acquire the top-notch lawyer you deserve, do background research on lawyers before signing up.

4. Finally, don t be afraid to take advice. If a friend, or colleague suggests a lawyer, don t hesitate to check it out. If a friend refers you, he or she obviously has your best interests at heart, and so the lawyer is probably well qualified to take on your case. There are many groups out there for mesothelioma patients. If you or a loved one is in one of these groups, don t hesitate to ask for advice from others who have mesothelioma. Advice is often taken for granted, but it is one of the most valuable things a friend can give.

Mesothelioma is an awful disease, but there is compensation. This compensation can either be sought in a wrongful death suit, or while the patient is still living. It is advisable to find a lawyer as quickly as possible because there is often a statute of limitations on filing a lawsuit. The basic idea when searching for a mesothelioma lawyer is to be as educated as possible. Know what you want, and find a lawyer that is willing to help you in any way possible. Being well informed about your disease and potential lawyers will put you on the path to compensation.

About the Author

Robert Linebaugh is interested in medical topics, especially mesothelioma.

10 Tips for Winning at Custody

2005-10-04T02:41:00.000-07:00

Winning at Custody is one of the most difficult issues parents confront in divorce. In many cases, both parents want custody and are willing to spend whatever it takes to win. Custody is all about what is best for the children - and that involves proving that you are the best parent - i.e. that the other parent is not as good a parent as you and/or that the other parent is just simply a bad parent.

My recommended tips for winning at custody are:

1. If you are not involved in your children's lives now, you are not getting custody from a judge. If you are a working parent who lets your spouse handle all of the details of parenting, you are not prepared to win at custody. You must either change your objectives or change your parenting. If you really want custody, get involved now - in all aspects of your children's lives. Get involved in your children's schooling. Attend their extra curricular events. Take them to the doctor and dentist. Get to know what professionals your children see and be involved with them?

2. Make sure that you are not exposing your children to unsafe or unhealthy environments when they are with you. Are you involved in another relationship? Has there been more than one? Be very careful about exposing your children to your companion(s). Many judges, professionals, and other parents object to the children being subjected to other relationships too early in that process. More important, if you really want to win at custody, it should be because you want to spend time with your children parenting them. Spending time with someone else when you have the children is a recipe for losing at custody in court.

3. Do you put down your children's other parent when the children are with you - either consciously or subconsciously? If you do, stop. One sure way to lose at custody is to hurt the children's relationship with the other parent. A judge will consider whether a parent promotes or prevents the other parent's access to and relationship with the children when seeking custody.

4. Winning at custody requires that you keep a calendar for everything. You need to be able to look back and remember details when it comes time to litigage custody. If you do not know when you had the children, what events you attended, where they were or you were or allof the times your spouse was not timely for a pick up or drop off, you will only hurt your own case. You can keep track on your own calendar, with your own journal, or with a professionally managed calendaring system. We do provide access to a professional calendaring system for custody cases on our web site at http://www.millenniumdivorce.com/custody-planner.asp.

5. Be on time...Be on time....Be on time. Few issues cause as much conflict as a parent who is persistently late in picking up or dropping off children. It irks the judges, it creates arguments with your ex or soon to be ex, and it stresses out the children. So, Be on time.

6. Be flexible. If the other parent wants to switch weekends or weekdays, do it if you can manage your schedule. When the time comes to tell the judge why you should have custody, you can tell the judge that you are the parent who makes sure that the schedule works. In a close case, this issue makes a difference.

7. Do not involve your children in the issues that are pending in court or with attorneys. Courts generally are very opposed to the children knowing the details of what are essentially adult issues. Children should be told that both parents love them and want to see them - that's it. The children may see a psychologist and/or an attorney or other professional if the court directs that. The children can talk to those people about your case - you should not be giving them the details, especially if giving the details involves denigrating the other parent.

8. Winning at custody requires considering one other very important factor: where do the children want to live. It is not a good idea to coach your children on this issue. They will have an opportunity to tell what they want to either the court, their attorney or a psychologist. However, it is a good idea to know what they want. If they want to live with their other parent, you should not spend all of your time and money pursuing custody, unless you believe that it is unsafe or inappopriate for the children to live with that parent.

9. You do have to be willing to show why your children's other parent should not have custody. So, you need to keep track of whether that parent is on time, involved, and flexible with the schedule. If that parent has any issues that affect custody, such as a history of mental health issues which impact his or her ability to care for the children or alcohol or drug addictions, you need to let the court know. Other issues that can and do affect custody determinations include the number and frequency of romantic relationships and the epxosure of the children to those relationship, the proper supervision of the children, and ensuring that the children attend school and see professionals such as a doctor and dentist when necessary.

10. Above all else, hire a good attorney and be open and honest with your attorney. Listen to your attorney, not some friend or relative who is sure about what you should do because they had a friend or a relative who got a better deal. If you are paying your attorney, listen to what he or she has to say.

About the Author

Jean Mahserjian is an attorney and the author of numerous websites and books devoted to helping consumers through the process of divorce. To download free excerpts from her divorce and custody books, visit: http://www.millenniumdivorce.com

Legal Tips and Articles

2005-10-03T19:48:00.000-07:00

I’m going to be posting a series of articles that have legal tips and advice. But of course, what legal based website would be complete without a legal disclaimer?

“I am not an attorney and you should seek the advice of a licensed attorney before making any legal desicions.”